Compound Interest Calculator
How savings grow with compound interest, with a year-by-year table, from the figures you enter.
Money Over Time
Inflation Calculator
Prices rise, so the same amount of money buys less over time. Enter an amount, the yearly inflation rate you assume, and how many years ahead to look, and see what that amount will cost in the future — and what today's money will be worth then, in today's terms.
No live data. Every rate, price, and percentage on this page is entered by you. Nothing is fetched from a bank, a market, or a government source, and no figure here is presented as a live or official rate.
Your result will appear here.
Enter your details to see your result.
You will see your answer with the figures shown, so you can check it.
Result
Purchasing power in today's terms
Increase in cost
Estimate only — check important figures before acting. Read the full disclaimer.
How it works
- Enter an amount — the price of something today, or an amount of money you hold.
- Enter the annual inflation rate you assume, and the number of years. The rate is your assumption: inflation is never steady in real life.
- You see the future cost of the same thing, and the purchasing power of today's amount after that many years — what it would be worth, measured in today's prices.
The two figures are two sides of the same calculation. If something costing Rs 100,000 today will cost Rs 215,892.50 in 10 years at 8% inflation, then Rs 100,000 held for 10 years will only buy what Rs 46,319.35 buys today.
Formula
Future cost = Amount × (1 + inflation rate)years
Purchasing power = Amount ÷ (1 + inflation rate)years
The same assumed rate is used for every year. Real inflation varies year to year, so the result is an illustration, not a prediction. To see savings growing against rising prices, try the Compound Interest Calculator.
Worked example
Example: Rs 100,000 today, at 8% inflation a year for 10 years, would cost Rs 215,892.50 in the future (100,000 × 1.0810). The same Rs 100,000 kept for 10 years would have the purchasing power of Rs 46,319.35 in today's terms (100,000 ÷ 1.0810).
Frequently asked questions
What does the future cost figure mean?
It is what the same thing would cost after the years you entered, if prices rose at the inflation rate you assumed every year. For example, Rs 100,000 today at 8% for 10 years becomes Rs 215,892.50.
What does purchasing power mean?
It is what today's amount would be worth in the future, measured in today's prices. Rs 100,000 held for 10 years at 8% inflation would buy what Rs 46,319.35 buys today.
Is the inflation rate I enter a forecast?
No. It is an assumption you choose, to see the effect of a steady rate. Real inflation changes every year, so try a lower and a higher rate to see the range of outcomes.
Does the calculator use Pakistan's actual inflation rate?
No. No official or live inflation figure is used. You enter the rate, and the result is labelled as your assumption throughout.
Why does the increase look so large over many years?
Because inflation compounds, like interest: each year's rise applies to the already-risen price. That is why the effect grows faster the longer the period.
Still have a question? Contact us.
Important — please read
Results are illustrations based on the inflation rate you assume. The rate is your assumption, not a forecast, not an official statistic, and not a promise about future prices. Real inflation varies every year and differs between goods and services. This is not financial advice.